Know what your medical book is doing before the year tells you.
Prizmetrics turns a raw claims and premium extract into a full underwriting view. Loss ratios, estimated IBNR, burn cost and demographic exposure, on your data, in minutes.
Illustrative figures, shown to demonstrate the view.
Long-term thinking has a short-term cost.
Medical insurance moves quickly now. Treatment costs, tariffs and product structures shift year to year, and data collection has moved on with them. But the industry still treats medical as a long book where a bad year evens out eventually.
That assumption is what leaves insurers caught off guard. By the time an annual review says the loss ratio moved, the year that caused it is closed. We think you should be able to see it while you can still price for it.
The same book, read two different ways.
Insurers
Where the loss ratio is actually coming from, by group, network and benefit, while there is still a quarter left to act on it.
Brokers
An evidence-backed renewal position instead of last year's spreadsheet, with the working shown to the client.
Your extract, not our template.
Upload what you already have
The premium register and claims file your system exports. No reformatting.
Confirm the columns
We recognise most of them and show you how sure we are. You settle the rest.
Read the book
Sixteen views, an Excel pack and a print-ready report, from the moment it loads.
Bring one extract. See the year you are actually having.
A demo runs on your own file rather than a sample, so what you see on the call is your book. Tell us roughly what you have and we will come back with what it would take.
- Personal data is deleted before anything reads the file. How that works.
- Nothing is loaded anywhere until you have seen the column mapping and agreed it.
- We will tell you if your extract is missing something the analysis needs.